Category: Financial services
Why digital can’t replace cash
We live in a digital era where smartphones rule. These intelligent devices offer consumers instant and convenient access to information, services, shopping, banking and payments. So a logical question is to ask whether banknotes and coins still have a role...
Finance: when more education isn’t the answer
Most people struggle with the basics of retail finance. Apart from the number-crunching, it is an area packed full of jargon. Many financial products are constantly evolving and getting increasingly complex. This is hugely problematic. Decisions like taking a mortgage...
A regulatory tsunami – really?
Memory in politics is often short. Less than a decade after a devastating financial crash caused by a lack of regulation in the financial sector, the gates to deregulation seem to be opening again. Banks like to refer to the...